Fight Back on Pet Insurance Denials
Our experts use your pet’s individual health history and your policy to write winning appeals.
100% Money Back Guarentee
Ready to get your pet's care covered?
Why Appeal?
The cost of veterinary care continues to rise in the US.
When claims are denied, it can leave families facing unexpected and overwhelming bills.
If your pet insurance claim was unfairly denied, appealing is your only chance to get your money back.
Our goal is to help you secure the reimbursement you deserve - so you can focus on enjoying life with your pet.
Meet Snacks
Meet Snacks
Meet Snacks
"Paws & Appeals helped me recover more than $3,500 after my pet insurance denied his claim. I was up against a tight deadline, but they made the process easy and delivered a winning appeal letter fast."
Ali - Snacks' Owner
Meet Oscar
Meet Oscar
Meet Oscar
"Oscar got diagnosed with FIP and our insurance denied coverage for his medication. FIP is fatal without treatment. Thanks to Paws and Appeals, we got over $2,000 back to cover his medication and he's doing great!"
Jenny - Oscar's Owner
How it works
Our dedicated experts will help you navigate the appeals process in 3 easy steps.
Gather Documents
Share your pets complete medical records, policy and denied claim.
Gather Documents
Share your pets complete medical records, policy and denied claim.
Gather Documents
Share your pets complete medical records, policy and denied claim.
Get Your Appeal Letter
Our team reviews your documents, gathers supporting evidence and writes a custom appeal letter tailored to your case.
Get Your Appeal Letter
Our team reviews your documents, gathers supporting evidence and writes a custom appeal letter tailored to your case.
Get Your Appeal Letter
Our team reviews your documents, gathers supporting evidence and writes a custom appeal letter tailored to your case.
Submit Appeal
You submit your appeal and we support you through the process.
Submit Appeal
You submit your appeal and we support you through the process.
Submit Appeal
You submit your appeal and we support you through the process.
Frequently asked questions
Frequently asked questions
How does it work?
To get started, simply provide us with the necessary documents - such as your pet’s medical records, your insurance policy, and the denial letter. The more complete and timely your documentation, the sooner we can begin preparing your appeal letter.
Our experts will work with you to navigate the claim process and craft an custom appeal letter based on your pet’s medical history and your specific policy. We may also recommend obtaining a supporting letter from your veterinarian to strengthen your case.
Our mission is to give you the strongest possible chance of success - so you can focus on what matters most: caring for your pet.
How long will the process take?
We usually help you build a strong appeal case within a week. The sooner you provide all the necessary documents, the sooner we can start working on your appeal. Once submitted, it generally takes insurers between 2 to 8 weeks to respond—though some may take longer depending on their process.
How much does it cost to work with you?
There's no cost to submit your case to review appeal potential. We charge a flat fee of $149 to start working on your case. If your case is not overturned, then just send us a copy of the new denial letter and we will refund the fee.
What tactics and strategies do you use?
We employ a combination of medical and billing knowledge with AI-powered tools to decode complex policy language, identify insurer errors, and gather supporting medical evidence.
What documents will I need to provide to get started?
We’ll need your insurance policy, denial letter, vet bills, medical records, and any correspondence with your insurer. A more complete set of documents will give us the best chance to overturn your denied claims.
Can you help if my claim was denied due to a pre-existing condition?
We review each case individually. Sometimes denials for pre-existing conditions can be challenged if the insurer made errors or lacked sufficient evidence.
If I get a letter from my veterinarian, why should I also submit an appeal letter?
Vets are awesome and they are really good at taking care of your pets, but they are not trained in appealing insurance claims. While supporting letters from your vet can be vital to overturning a denied claim, vets do not always make the best arguments or know how to interpret policy details.
How is your service different from hiring a lawyer?
We're not lawyers (and do not charge like one). What we do is help you navigate the claim process and build medically sound cases for appeal. We do not provide any legal services including interpreting or writing legal arguments, or directly representing you to the insurer.
How does it work?
To get started, simply provide us with the necessary documents - such as your pet’s medical records, your insurance policy, and the denial letter. The more complete and timely your documentation, the sooner we can begin preparing your appeal letter.
Our experts will work with you to navigate the claim process and craft an custom appeal letter based on your pet’s medical history and your specific policy. We may also recommend obtaining a supporting letter from your veterinarian to strengthen your case.
Our mission is to give you the strongest possible chance of success - so you can focus on what matters most: caring for your pet.
How long will the process take?
We usually help you build a strong appeal case within a week. The sooner you provide all the necessary documents, the sooner we can start working on your appeal. Once submitted, it generally takes insurers between 2 to 8 weeks to respond—though some may take longer depending on their process.
How much does it cost to work with you?
There's no cost to submit your case to review appeal potential. We charge a flat fee of $149 to start working on your case. If your case is not overturned, then just send us a copy of the new denial letter and we will refund the fee.
What tactics and strategies do you use?
We employ a combination of medical and billing knowledge with AI-powered tools to decode complex policy language, identify insurer errors, and gather supporting medical evidence.
What documents will I need to provide to get started?
We’ll need your insurance policy, denial letter, vet bills, medical records, and any correspondence with your insurer. A more complete set of documents will give us the best chance to overturn your denied claims.
Can you help if my claim was denied due to a pre-existing condition?
We review each case individually. Sometimes denials for pre-existing conditions can be challenged if the insurer made errors or lacked sufficient evidence.
If I get a letter from my veterinarian, why should I also submit an appeal letter?
Vets are awesome and they are really good at taking care of your pets, but they are not trained in appealing insurance claims. While supporting letters from your vet can be vital to overturning a denied claim, vets do not always make the best arguments or know how to interpret policy details.
How is your service different from hiring a lawyer?
We're not lawyers (and do not charge like one). What we do is help you navigate the claim process and build medically sound cases for appeal. We do not provide any legal services including interpreting or writing legal arguments, or directly representing you to the insurer.
How does it work?
To get started, simply provide us with the necessary documents - such as your pet’s medical records, your insurance policy, and the denial letter. The more complete and timely your documentation, the sooner we can begin preparing your appeal letter.
Our experts will work with you to navigate the claim process and craft an custom appeal letter based on your pet’s medical history and your specific policy. We may also recommend obtaining a supporting letter from your veterinarian to strengthen your case.
Our mission is to give you the strongest possible chance of success - so you can focus on what matters most: caring for your pet.
How long will the process take?
We usually help you build a strong appeal case within a week. The sooner you provide all the necessary documents, the sooner we can start working on your appeal. Once submitted, it generally takes insurers between 2 to 8 weeks to respond—though some may take longer depending on their process.
How much does it cost to work with you?
There's no cost to submit your case to review appeal potential. We charge a flat fee of $149 to start working on your case. If your case is not overturned, then just send us a copy of the new denial letter and we will refund the fee.
What tactics and strategies do you use?
We employ a combination of medical and billing knowledge with AI-powered tools to decode complex policy language, identify insurer errors, and gather supporting medical evidence.
What documents will I need to provide to get started?
We’ll need your insurance policy, denial letter, vet bills, medical records, and any correspondence with your insurer. A more complete set of documents will give us the best chance to overturn your denied claims.
Can you help if my claim was denied due to a pre-existing condition?
We review each case individually. Sometimes denials for pre-existing conditions can be challenged if the insurer made errors or lacked sufficient evidence.
If I get a letter from my veterinarian, why should I also submit an appeal letter?
Vets are awesome and they are really good at taking care of your pets, but they are not trained in appealing insurance claims. While supporting letters from your vet can be vital to overturning a denied claim, vets do not always make the best arguments or know how to interpret policy details.
How is your service different from hiring a lawyer?
We're not lawyers (and do not charge like one). What we do is help you navigate the claim process and build medically sound cases for appeal. We do not provide any legal services including interpreting or writing legal arguments, or directly representing you to the insurer.